Company Vehicle Accidents

Company drivers play a critical role in ensuring the seamless operation of businesses by transporting goods, meeting delivery deadlines, and maintaining supply chain efficiency. However, their work often comes with significant risks. When you’re injured while driving for work-related purposes, the intersection of insurance coverage and liability issues creates a complex legal landscape that can be overwhelming to navigate alone. Waple & Houk, PLLC, helps employees recognize their rights after an accident and seek the compensation they deserve.

The Unique Challenges of Company Vehicle Accidents

Complex Coverage and Liability Issues

Company vehicle accidents involve multiple layers of insurance coverage and liability questions that distinguish them from typical workplace injuries. Employees may face uncertainties about which insurance policies apply, whether their personal auto coverage is affected, and how workers’ compensation benefits interact with other potential claims.

The legal doctrine of respondeat superior means employers are generally liable for accidents occurring during work duties, but disputes often arise regarding whether the employee was acting within the scope of employment at the time of the accident. These determinations significantly impact your ability to receive benefits and compensation.

Common Causes of Company Vehicle Accidents

When and Why Accidents Occur

Company vehicle accidents frequently result from time pressures and demanding schedules that encourage unsafe driving practices. Employees rushing to meet delivery deadlines, sales appointments, or service calls may feel pushed to drive quickly to their destination. They may encounter aggressive or distracted drivers along the way. 

Fatigue-related accidents are common among employees working long hours or irregular shifts, particularly affecting commercial drivers and those traveling extensively for work. Poor vehicle maintenance by employers can contribute to accidents when worn tires, faulty brakes, or malfunctioning equipment fail at critical moments.

Unfamiliar routes present additional risks as employees navigate new territories, often while managing work-related calls or paperwork that divides their attention from driving responsibilities.

Your Right to Workers’ Compensation Benefits

Employees injured in company vehicle accidents are typically entitled to comprehensive workers’ compensation benefits, regardless of fault. These benefits include full medical coverage for accident-related injuries, wage replacement during recovery periods, and compensation for permanent disabilities.

Filing Your Workers’ Compensation Claim

The Legal Process and Professional Assistance

Filing a workers’ compensation claim after a company vehicle accident requires careful documentation and adherence to strict deadlines. You must report the accident to your employer within 30 days. Waple & Houk, PLLC, guides you through the claims process. We gather essential evidence, coordinate with medical providers, and handle all communications with insurance carriers. Our team understands the specific challenges of vehicle-related workplace injuries and works to establish the connection between your accident and work duties.

Seek the Compensation You Need to Recover

Accidents involving company vehicles can lead to serious injuries that put your health, livelihood, and financial stability at risk. With the right legal representation by your side, you can navigate the complexities of your claim confidently and avoid costly mistakes that could jeopardize your future. Contact Waple & Houk, PLLC, to speak to an attorney about your company vehicle accident claim. We’re here to navigate the complex legal issues so you can focus on your recovery.