What Injuries Are Covered by Workers’ Compensation in NC?

What Injuries Are Covered by Workers’ Compensation in NC?

The aftermath of a work-related injury often feels confusing. Not only are you focused on recovering physically, but you may also be grappling with uncertainty about your financial stability. Understanding workers’ compensation benefits in North Carolina is crucial for protecting your rights as a worker and ensuring your financial needs are met. At Waple & Houk, PLLC, we’re here to provide clarity and guidance, so you feel empowered to take the next steps.

Types of Injuries Covered by Workers’ Compensation in North Carolina

North Carolina’s workers’ compensation system is designed to support employees who have developed injuries or illnesses due to their jobs. Below, we’ve outlined the main types of injuries typically covered to help you understand what may qualify for benefits.

1. Specific Traumatic Injuries

These types of injuries occur as a direct result of a specific event or accident. Examples include:

• Sprains and strains from lifting heavy objects
• Fractures caused by slips and falls
• Concussions or other head injuries resulting from falling objects
• Burns or injuries caused by fires or chemical spills  

Whether caused by a one-time accident or hazardous conditions, these physical injuries are generally compensable, provided they occurred in the scope of your employment.

2. Cumulative Traumatic Injuries

Not every workplace injury happens in an instant. Repetitive movements or actions performed over time can lead to debilitating conditions. Common examples include:

• Carpal tunnel syndrome from extensive typing or repetitive wrist motions
• Tendonitis caused by repetitive strain

These injuries are often subtle in their onset but can compromise your ability to perform your job. Workers’ compensation recognizes these conditions when they can be traced directly to repetitive duties performed at work.

3. Occupational Diseases

Some jobs expose workers to harmful substances or conditions that can cause long-term health problems. Workers’ compensation also covers these illnesses, which may include:

• Respiratory diseases, such as lung conditions caused by asbestos or chemical inhalation  
• Skin conditions resulting from prolonged exposure to irritants
• Hearing loss caused by excessive noise in factories or construction sites  

These illnesses often develop over time, making it vital to link their occurrence to workplace exposure.

Eligibility Criteria for Workers’ Compensation

To qualify for workers’ compensation benefits in North Carolina, the injury or illness must meet specific eligibility criteria:

• You must be categorized as an employee, not an independent contractor or visitor. North Carolina law provides that even minors and undocumented workers are eligible.
• The injury must have occurred during the course of performing work-related duties.
• Claims must be filed within the statutory timeframe, typically two years from the date of injury.  

If you’re uncertain about your eligibility, it’s critical to evaluate your situation with a legal professional who can clarify the details unique to your case.

Contact Waple & Houk, PLLC for Support

Workplace injuries can be life-altering, but you don’t have to face the complexities of workers’ compensation alone. At Waple & Houk, PLLC, we are committed to helping North Carolina workers recover physically and financially. If you’ve been injured on the job or developed an occupational illness, don’t hesitate to contact our team for a consultation.